Flood Zones on the Big Island of Hawaii
The Big Island of Hawaii is full of coastal properties prone to flooding, however, just because a property isn’t costal doesn’t mean that it isn’t in a flood zone. Be sure to look up what flood zone your property is. Go to the Hawaii Flood Hazard Assessment Tool and look up your address.
These zones can impact insurance rates and financing decisions in a major way. Before buying or selling a property it is important to see what flood zone the subject property is in.
The Federal Emergency Management Agency, (FEMA) has designated certain areas in the United States with ‘flood zones’- the zone is indicated by an alphabetical code. These codes help insurers and financiers determine the potential risks that may arise from flooding. The National Flood Insurance Program (NFIP) uses these codes to determine their premiums as well.